An Independent Agency
Parsonex Insurance Agency, Inc. is an independent company that offers variable annuities through its affiliated broker dealer and offers life insurance on a limited basis. While the firm understands and may utilize insurance strategies in estate planning scenarios, in general the firm focuses on investments outside of life insurance contracts.
We offer a variety of term life insurance products from leading carriers. Our relationships and product partnerships allow our agents to offer the most competitive term life insurance products available in the marketplace from leading industry carriers.
Buy Term and Invest the Difference
While the philosophy is 100% correct, it is important that consumers buy low-cost, term insurance so that they can maximize their coverage. Most families are drastically under-insured and we believe agents who put their clients needs first will not only teach the right philosophy, but will utilize competitive products that are best for their clients (i.e. low cost term insurance.).
The primary reason most consumers should buy term insurance is because it allows them to afford the proper amount of coverage. Most families are drastically under-insured. Term insurance rates are at all-time lows and consumers who can qualify for coverage can properly insure themselves at affordable prices.
For the majority of our agents, buy-term and invest the difference is not the lead strategy, but a complimentary strategy and an essential tool as part of a financial plan. Buying term insurance protects a family’s income while they are saving for retirement and relying on the breadwinner to provide for the family.
If you are a consumer who would like a quote, please contact one of our branch offices or click here.