Our financial roadmap is a tool used to help client’s identify their current financial position and goals, then explore different options on how to navigate towards that goal.
It can also serve as a reference point for progress and be utilized to monitor changes when they occur. Our financial roadmap is a comprehensive needs analysis that is offered to our clients on a complimentary basis.
Retirement Income Planning
One of the greatest challenges facing retirees today is how to provide retirement income. Statistically, retirees are living longer which means they need their money to last longer. It also means that retirees will feel greater effects of inflation on their ability to purchase the goods and services they need with their retirement income. This makes retirement income planning critically important!
Our firm focuses on retirement income planning! We help families structure their assets in a way to provide the retirement income necessary to achieve their goals.
- Are you confident that your retirement income will always be enough to sustain your lifestyle through your golden years?
- Are you concerned that at some point during retirement you might actually start to run out of money?
We believe the central challenge facing Americans today is how to create a sustainable retirement income that will buy them dignity and independence for thirty years or more. Important issues that must be addressed to solve this problem:
- Is your money going to outlive you or are you going to outlive your money?
- Will your retirement income continue to rise during your golden years at the same rate, or higher, than inflation?
- Do your investments offer you the potential of rising income or lock you into a fixed income?
While retirement income planning is often the most important long term investment consideration there are several other important aspects to financial planning. Our firm provides wealth management services for individuals and businesses who have additional planning needs. Additionally, companies can provide retirement income planning options for their employees by offering 401ks and other employer sponsored plans.
The fundamentals of retirement income planning are accumulating assets during your working years and continuing to invest during your golden years. Because of market volatility, clients may want to utilize programs that allow them a variety of investment options while protecting their withdrawals in the form of a lifetime retirement income.
While at Parsonex Financial Services, Yorba Linda, CA Branch we utilize a variety of products to help our clients implement programs, our value is in the advice we provide.
For many of our clients, financial success is determined more by their behavior than specific products. Often, the greatest influence on behavior can be the quality of advice families receive from their financial professional.
- Roth IRA’s
- Traditional IRA’s
- SEP IRA’s
- Simple IRA’s
- 403(b) TSA’s
- 401k Plans
- 457 Plans
- IRA Rollovers
- 401(k) Rollovers
- Variable Annuities
- 529 College Plans
- Coverdell College Plans
- Term Life Insurance
- Key Man Insurance
- Long Term Care
- A/B Trust
- A Trust
- Special Needs Trust
- Durable Power of Attorney
- Medical Will
To learn more about retirement income planning, wealth management, or other services that we offer, please contact our office at 714.692.7712 or email Michele Feliz.
*The products above are offered by our product partners as follows: Investments – Parsonex Securities, Inc., Insurance – Parsonex Insurance Agency, and Living Trusts – Heritage Living Trust.